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The cord blood is used in the form of stem cells to cure a lot of diseases such as leukemia etc (research still going on to cover many other diseases). How much of these stem cells maybe used at one time depends on the usage (what are they being used - for which disease) and many other factors.
Some cord blood is stored separately so that incase more stem cells are required then it maybe used for multiplication of more stem cells.
Just hope that your baby or anybody in your family don't ever have any disease which may require these stem cells and incase it is needed then they can be multiplied further.
Just treat the storage of cord blood as an insurance policy that God willing you may never need! I also dont hve too much knowledge on this topic but hope this makes sense!

my daughter passed from cancer... I spent three years with cancer childern... hunderds- not one use their cord blood.. reason being ..
1. it is too new and collections are being done wrong during birth... leading to issues of contamanation (sp)
2' the cost is sooo great
3. not enogh stem cells
there are a lot of issues with this still..it will be great one day but it's just too soon

I agree with Sabina. We decided to bank our third child's cord blood and I haven't regretted it. If you can't afford the fee of $1,900 or so, then consider donating to a public bank please! There are many future applications and to know that you can always use this with siblings in addition to the child whose cord blood you banked is worth it. There are many naysayers out there, but I believe in research and future applications. Good Luck!

BTW- If you DO decide to bank privately...you can research many discount coupon codes online. After we decided to go with CBR, I registered as a CBR MOm and got a big discount off my fees. My code is M1998. You can use it when you enroll online or over the phone.