Can T Afford Prenatal Visits

23 Replies
help - January 5

So, I was on the medicaid program for pregnant women and my son too. My husband is in construction and we have looked into insurance rates-but it would be about 400 a month-which we can't afford. So, I went to see if I could qualify for the state insurance and we did. But, today I went for an income check and surprisingly, I was denied. I guess all those "budget cuts" in congress decided that the welfare system could take a blow. So, now I am 5 months pregnant, and as of feb. first I have no insurance. And I spoke to my doc today and he said that although insurance companies can't consider pregnancy preexisting-they can put a hold on maternity benefits in other ways so that they don't have to cover it bc it was already diagnosed. He went on to tell me that the hospital has grant programs for people like me (I haven't called yet) but I am going to need a c section and I had diabetes with my last pregnancy-which we paid for through my insurance at time-so now I don't know what to do..I guess that today was my last doc visit and I was suppose to find out what I was having on the 2nd of feb. But now I won't be able to, I have had all my blood work done so that is covered. I also have my own glucose machine so I guess I could just monitor my sugar regularly. But I am just scared now....all my excitement for this pregnancy is gone, I just needed to vent..:(

 

Lyd - January 5

Hi Help. I was just wondering if since you a__sumed you qualified by looking up the amounts, maybe the person who denied you made a mistake? I just went through the same thing. I was covered for 60 days under emegency presumptive eligebility, then I was denied last week. Everything I said said I should have qualified. Well, for four days I left over 20 messages on the case workers phone, she called back. Said she would look into it, and THEY made a mistake. I was covered and she changed it right away. I agree it is so scary knowing you may have no insuance.

 

Lyd - January 5

Oh I wanted to add ( I hate that we can't have paragraphs here) That if it is truly denied call hospitals and see if they have any programs. I found one hospital that may have been an option that had a prenatal clinic. What state are you in?

 

Daytona - January 5

Oh wow i feel so sorry for you people that have to have medical insurance to go to the doctors and stuff.. Over here in New Zealand everything we need while we are pregnant are free...(doctors and midwifes) We dont have to worry about paying for ourvisits and care.

 

Ashley - January 5

I know at the hospital I go to I qualified for Healthy Start (Medicaid) and if i wouldnt have then the Hospital has their own a__sistance---Called HCAP and they go by your income, how many people in the household, all of your bills combined etc. The poverty level for that is higher the more people you have living with you. Which state do you live in? I would call the hospital and talk to them. I dont thin kany hospital can deny you care at all no matter what your situation is. Good Luck. I wish you the best!

 

help - January 5

hi all-well I called the hospital and they do have a program that would cover prenatal visits and the birth-they are sending me paperwork to fill out. She sounded pretty confident that I would at least be qualified for something-she said that they work on a sliding scale. So I am hopeful-and I feel a lot better. Thanks for your responses!

 

gg - January 5

Unfortunately I will not be able to provide you with any help but I do want to say that it sounds like a not so great situation. I live in Canada and we have basic medical covered. I was denied extended medical here because I am pregnant but the basics are all covered. I am really sorry to hear of your problems. How frustrating. I don't know much about your system and how it works, but maybe your Dr can provide some advice or maybe a Planned Parenthood Group or something like that. There has got to be something for you. Good luck to you!

 

a bird - January 5

to help - Yes, royally sucks. This is the exact reason I haven't gotten married to my boyfriend yet. He only makes a measly eight an hour to support the three of us (me, him, son due in April), but it's enough to have social services denied to me & baby if we were married. Total bs. There's no excuse for such poor treatment of (especially hardworking) citizens of this country. NO excuse.

 

Ashley - January 5

A bird---I 100% agree with you! thats why We are going to wait until long after my baby is born! Crazy that the people who work there a__ses off dont get anything but the ones who just sit around and do nothing all the time get EVERYTHING! Glad someone agrees with me! :-)

 

a bird - January 5

to Ashley - I agree with you too, except maybe the part about people who sit around & do nothing getting everything, although it may appear that way to some. I was a homeless activist not too long ago for several years, & what my fellow activists & I did was very hard & sometimes life-threatening work for the community & the environment. We were content to get paid in our hearts though. And I can't speak for anyone but myself, but I happened to purposely live my life as to not suck the life out of taxpayers while not earning a paycheck. I could go on about it forever, but I'll just say that it's ridiculous that doing things within the system STILL doesn't afford a person basic health care & simple survival means... & now that I'm technically "legit," I don't feel as though folks outside the box are sucking my rights from me. I look a lot higher up than that for the perpetrators.

 

Ashley - January 5

i just want to clear up what i meant! I wasnt trying to offend anyone who couldnt get out there and work but the people who can work who choose not too---thats what sucks! anyways, sorry for the confusion..

 

Frances - January 6

Help, keep going in to apply. They may eventually go ahead and put you back on. This happened to a few people I know and while they had to pay for a few things they eventually were re-qualified in time for the last couple months and the birth. Just keep trying everything you can think of, bugging them does help!!

 

help - January 6

thanks ladies for your responses-to "to the welfare mommas"-wow-you are original aren't you?? My husband does fine!! In march he'll make partners and the rest I don't have to explain. I am sorry that we live in a country that feel that only the rich are allowed to have healthcare and have children!! Healthcare is rediculously expensive in this country-and no one with power bothers to ask why! The government is eliminating all the programs for middle cla__s families to be able to make it. It is not a matter of "welfare"-I am not proud that I am on it-nor is anyone else here! But we bit our lips and do what we can for our families!! So, I am not allowed to have kids until I can afford heath insurance? What about Canada-where their government pays for their citizens to have proper care? You are an idiot and I am sooo sick of people like you who automatically jump on others!! And those high prices you are paying are not from the people who are in need-it is due to malpractice suits and the taxes that you pay are now going to support the baby boomers heathcare bc they are going to start retiring this year!! So do old people who need medicare for meds (that are priced soo high here) just need to go without?? Becuase they can't afford it anymore-should they just die if they can't handled working 40 hours a week?? What about all those recieving a__sistance for kidney dialysis?? Becuase there are a lot who recieve treatments paid by the government-that is coming out of all of our checks??? Maybe they should just die-oh well, they don't have the money to pay!! Don't get sick-you can't pay for it!! You really should do some research as to where your money is going! Not just "welfare mommas: ingnorance is the worst disease of all in this country!! Oh, My husband is a college Grad. and I graduate next year-and due to our fabulous country-every where he goes to get that "high paying " job-there is about 40 other people looking for the same thing!! So please don't pressume you know anything-You are not better than anyone just becuase you have a husband who makes 100,000 $$. My husband starts a salary with his company this year for almost 50,000...do your homework!!

 

angi - January 6

To help, i was only trying to make a point to the welfare lady's comment, and if you read my post it was to defend people not to offend them and no, i do not think my husband is any better than anyone else's, like i said only trying to make a point to the lady befor me!

 

help - January 6

anyways ladies-so I spoke to the rep at the hospital and she said that they have many women on this program and that if worse came to worse, we could set up a payment plan to begin and then afterwards we'll see whats left. But she said that most likely we will qualify for some help-and she said that I can keep my doctor becuase she knows that she is in the program, which I am glad. I will probably find out next week, my husband said that after March, we should be fine financially so if we have to pay more then we will be able to-its just the appts. between now and then that we have to see about. But the lady at the hospital said I will probably still be able to have my us bc they should be done with the paper work by then. I feel soo relieved. I didn't know hospitals had things like this. When I had my son, my insurance had a maximum payout of 600.00!! yeah-crazy, huh? I had a 250.00 copayment everytime I went, and then had to pay 3000.00 before my 7th month for the labor-in the end I had to switch docs and didn't get any of my $$ back. They sent me this itemized list of where my money supposedly went, and they still won't return my calls-they have no answers for me-she didn't even deliver and kept my $$. thanks ladies!!

 

help - January 6

angi-I wasn't affended by what you said--:) just the "to the welfare mommas" lady. I never intended on having to get a__sistance for my family-everything was fine till october and my husband's winter job cut back on his hours, and we had to drop his insurance plan for the extra $$. So I had to see about the state insurance-it was hard-and I was embarra__sed sitting in that office, I felt like I didn't belong there, but, you got to do what you got to do, you know? I understand what you said, I just think the that other lady was rude, and not all tax $$ goes to the welfare mommas. some need it to get by...

 

angi - January 6

To help, yes that was what i was trying to say, i believe evryone needs help at some point in their life and no one has the right to judge you with or without knowing your story and beside you should not have to explain yourself to other, this form is for help and totalk to others without the negativity and when i read her remark it just struck a nerve in me. But on the other hand my aunt does work for the welfare department in west virginia and knows all the in's and out's so if i can help with anything on information for you, please let me know. Good luck.

 

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