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Naomi98 - Thank you very much for the birthday wish. I think the reason why the insurance company isn't going to pay for it is because the fertility doctor will be doing it so they are classified as a fertility issue so I am now hoping that the new doctor will do it. I will keep you updated. I am currently on cd 25/11dpo and according to fertility friend I could test today 5 days before AF but I chickened out. I am still 11 days above my coverline but today my temp did go way down from yesterday 98.69 to 98.20. I have a question. I am thinking about ignoring that temp because this morning my fiance work me up before it was time and then he wanted to talk and then after that we bd and then I took my temp. So what do you think? If my temp go back up in the morning and a little highter on Wednesday then I will test them. I do have a question I have some of the internet hpt can you use them anytime of the day? I will talk to you soon. Krissy68

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