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Hi I have just come across some alternate to insurance. Discount Medical Cards; lots of companies are offereing them. They cover pre existing conditions because its not really insurance but a discount on medical services if you go to doctors in their network. If your dr is not in their network you can ask if they would join so that you could get the discount. I know there is a Maternity Card-- I looked into that one but it did not sound like the one for me. The lady I spoke to was very helpful and even gave good suggestions on what I should be looking for in dr and hospital. I was able to save myself at least that much, but that was because I was persistant and didnt mind doing all the leg work myself. Ameriplan is another company that offers this service, I am sure there are many others. I haven't read any pro or cons about it. They all claim to be able to save you about 80%. There is a membership fee and a monthly fee. I guess its worth a try! Hope this helps.

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