Haven T Found A Post Regarding This Yet

9 Replies
Velveteen - May 6

Hello ladies! Sorry if this was previously posted and I just didn't catch it. I'm not sure if I'm pg or not, I'm only one day late and haven't tested yet. My question however, has nothing to do with that. I don't have any kind of <b>health insurance</b>. I'm wondering what I should do if it turns out that I <i>am</i> pg! I was told that you will automatically qualify for medicare or medicaid but I'm not sure if this is true or not. If anyone has any suggestions, I would be very grateful in hearing them! Thanks! -Nessa

 

Jenn - May 6

medicaid is based on income-you have to be below a certain level based on the number of people living in your household and how much income is brought in. You don't automatically qualify if your pregnant.

 

krc - May 6

im a single parent making a measly $10 an hour income and I qualified for medicaid.

 

monkey123 - May 7

You're more likely to be qualified for medicaid when you're pregnant. It does depend on your income though.

 

Erynn21 - May 8

I can attest that it totally depends on your income because I was denied for it. My hubby and I make about 200 more than a family can make. You don't automatically qualify just because you're pg. In fact they make it a real pain in the A** to barely qualify. I have what's called a "spenddown" so my husband and I have to pay X amount in medical bills before we will qualify. Depending on your state there are many low priced insurance options, but if you are pg, you could have a pre-existing condition. In my state it is a pre-existing condition which is so b.s., but then our healthcare system is somewhat of a sham. Sorry to vent, I just had an emotional experience because of all of this. They screwed up my paperwork so badly and basically made me so frustrated I didn't know what to do. Anyway I have a dc. who charges 1500 for all prenatals and delivery, and the hospital I will be having my baby @ is willing to do a payment plan. I may be in debt, but I'm taking care of myself, and not relying on a system designed to help, but mostly just causes more problems.

 

jorden - May 8

in the state of VA you have to qualify for it depending on how many people you live with and how much the income is. My friend lives in a trailer park and is a babysitter and was denied medicaid because they based it on how much her dad made who worked at a gas station. But i do know your chances are better if you have more people living with you. I recieved it and still have it and my son is almost 11 months old. I think its rediculous. I could have afforded insurance through my work but it was a much better way to go for me to quit and to get on medicaid. Everythings free compared to me having to pay a $20 co-pay and pay outrageous money for prescriptions. But they should have a website for your state you live in and it will show you the number of people you currently live with and the minimum amount that could be made. Hope everything goes well!

 

Velveteen - May 8

Thanks for all the responses! Medicaid would surely help, although my boyfriend probably makes too much money for it. I am 3 days late now and no bfp...No clue what is going on!

 

Been There - May 8

You're not married, so your boyfriend's income doesn't have to be reported.

 

mommatx - May 11

if you are single and pregnant, without insurance it is very likely you will qualify (a__suming your state has similar requirements to Texas). I got approved for medicaid within 3 days of applying. Granted, I am not rich, but I make decent money. But that is a far stretch from being able to afford a baby without insurance. Sad thing is, I was actually applying for a new insurance when I found out I was pregnant, but they wont take pregnant women, because it is a "pre-existing condition." I

 

Bluemonster - May 11

Like so many other helpful women have said, state medicaid programs are based on your income and the number of people in your household. One thing no one mentioned is that the limit of how much you can make and still qualify for medicaid is higher when you are pregnant. When I was pregnant with my first daughter, my limit was over $1000 more than when I was not pregnant. The best thing you can do if you do find out you're pregnant is to go ahead and apply for medicaid. The worst they can say is no, and even then you are still no worse off then before. Plus there are other programs that are good to check into if you are pregnant that don't have anything to do with insurance, like WIC (women, infants and children). Either way, I hope that you get the best prenatal care possible if you are pregnant!:)

 

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