US Insurance Question

5 Replies
oct19bad - January 12

Hi I am moving to the US from Canada. My Finace and I plan to TTC again and marry in a year or two, but my question is; is there such thing as common law in the US with respect to insurance purposes? In Canada we are cover with our medicare and Privite insurance and we are common law( not married but live together) Does this apply in the states?

 

denimb__terfly - January 12

you usually have to be living together for 6 years to be considered a common law marriage. Laws are different state to state- so I would check with the state that you are moving to to find out specifics.

 

Kara H. - January 12

You can google it and check insurance laws in the state that you are moving since each one has their own laws. But even within the state, it can vary company to company. Some companies will cover if you have been co-habitating for a set period of time, and some companies won't cover unless you are married. I know that GM will cover your homos_xual domestic partner but not your heteros_xual domestic partener. That sure sounds like reverse discrimanation to me.

 

oct19bad - January 12

we are moving to new mexico and dont want to rush but plan our wedding. I guess we will have to check with the insurance companies. he is on mine here in canada but i dont know how thinks work in the US

 

YvetteY - January 12

It is probably state specific, you have to look up laws in each state. Insurance is either employer based or individual based. Individual ins often does not offer maternity coverage. It is pretty much employer option whether or not they allow "domestic partners". So to answer you question it depends who you or your signigicant other work for and whether or not they offer coverage to your domestic partner. Sometimes domestic partner has to be same s_x. You're better off getting your own insurance though your employer for maternity care.

 

YvetteY - January 12

I just read your question again....with regard to common law, it basically means squat here. There are no laws that say you can cover your domestic partner. If you're lucky, you'll get this through employer

 

ADD A COMMENT:


You must log in to reply.

Are you New to the forum? Sign Up Here! Already a member? Please login below.

Forgot your password?
Need Help?
New to the forum?

Sign Up Here!


Already a member?
Please login below.





Forgot your password?
Need Help?